*Rate of 4.99%, 7.99%, 14.49% or 15.49% will be assigned based on credit approval criteria. Example: A 180-month term of a $40,000 purchase, at a 4.99% rate requires monthly payments of $316.11. A 144-month term of a $40,000 purchase, at a 15.49% rate requires monthly payments of $613.02. Program minimum amount financed is $10,000 and minimum 0-10% down payment required. Offer is subject to credit approval by Synchrony Bank.